Why Choosing the Right Health Insurance Partner Matters More Than Ever

When it comes to protecting your health and financial well-being, having the right health insurance isn’t just about meeting requirements — it’s about peace of mind. But navigating Medicare, ACA, and group health plans can feel overwhelming. That’s where Lindbergh and Associates steps in. As a trusted health insurance brokerage based in Las Vegas, our mission is simple: make health coverage clear, affordable, and tailored to you.

What Sets Us Apart

• Personalized Guidance – We take the time to understand your needs, whether you’re an individual, family, or business owner.

• Wide Range of Options – From Medicare Advantage and Supplement Plans to Affordable Care Act (ACA) coverage and Group Health Insurance, we guide you toward the right fit.

• Year-Round Support – Enrollment is just the beginning. We’re here for you all year long, helping with questions, claims, and plan adjustments.

  
  

Medicare Made Simple

Medicare can be confusing — Original Medicare, Advantage, Supplements, Part D... it’s a lot to take in. Our team breaks it all down so you can make a confident choice. We ensure you get the coverage you need without surprises or hidden costs.

ACA Plans: Affordable Coverage That Works

Don’t have employer coverage? ACA Marketplace plans may be the answer. Many of our clients are surprised by how affordable coverage can be once they explore their options. We help you compare plans so you can get the best coverage at the lowest cost available.

Group Health Insurance for Employers

If you run a business, offering health benefits is one of the best ways to attract and retain great employees. We make the process straightforward and help you balance affordability with quality coverage so your team stays protected.

Why Act Now?

Healthcare costs are rising, and open enrollment periods don’t last forever. Waiting too long could leave you facing higher costs — or even gaps in coverage. The best time to explore your options is now.

Understanding Health Insurance Basics

Health insurance can seem complicated, but it doesn’t have to be. Here are some key terms and concepts that will help you navigate the landscape:

Premiums and Deductibles

Your premium is the amount you pay each month for your health insurance. The deductible is the amount you pay out-of-pocket before your insurance starts to cover costs. Understanding these terms can help you budget effectively.

Copayments and Coinsurance

Copayments are fixed amounts you pay for specific services, like a doctor’s visit. Coinsurance is the percentage of costs you share with your insurance after meeting your deductible. Knowing the difference can help you manage your healthcare expenses.

In-Network vs. Out-of-Network Providers

Insurance plans often have networks of preferred providers. Using in-network providers usually means lower costs. Out-of-network providers may charge higher rates or not be covered at all. It’s essential to check your plan’s network.

The Importance of Preventive Care

Preventive care is crucial for maintaining your health. Many insurance plans cover preventive services at no cost to you. This includes vaccinations, screenings, and annual check-ups. Taking advantage of these services can help detect health issues early.

Making the Most of Your Health Insurance

Once you have your health insurance, it’s important to use it wisely. Here are some tips to maximize your benefits:

Keep Track of Your Health Records

Maintain a personal health record that includes your medical history, medications, and allergies. This information can be invaluable when visiting new doctors or specialists.

Understand Your Benefits

Take the time to read your policy and understand what services are covered. Knowing your benefits can help you avoid unexpected costs.

Don’t Hesitate to Ask Questions

If you have questions about your coverage or a specific service, don’t hesitate to reach out to your insurance provider. They are there to help you understand your plan.

Take the Next Step

At Lindbergh and Associates, our clients aren’t just numbers — they’re our neighbors. Whether you’re in Las Vegas or anywhere in Nevada, we’re here to help you secure the right plan for your needs.

👉Call us today or schedule a free consultation to explore your options.

Your health, your family, and your peace of mind deserve nothing less.